Being involved in an motor vehicle accident involving an uninsured or under-insured driver can feel like a hopeless scenario. If they are not prepared to cover the cost of bodily injury and damages, who is? What if the driver cannot be identified because they fled the scene?
New Jersey state law requires all motorists to carry “uninsured/under-insured motorist bodily injury/uninsured motorist property damage” auto insurance. To put that simply: if you are a driver in NJ with up-to-date auto insurance, you have uninsured / under-insured motorist coverage.
At The Law Office of Fredson & Statmore, our attorneys have 50 years of experience assisting clients to recover full and fair compensation when they are injured in motor vehicle accidents with drivers with insufficient injury coverage in towns across New Jersey and Passaic County, including Paterson, Clifton, Wayne, West Milford, Little Falls, and Woodland Park.
Call our office today to discuss your unique needs and concerns when it comes to your injuries and your options for recovering financial compensation in any kind of uninsured or under-insured motor accident injury in a free and confidential consultation.
There are three primary situations where your uninsured motorist coverage may come into play:
If the driver at fault is uninsured, we will work directly with your auto insurance company to recover the compensation you are owed. In the situation where the negligent driver is underinsured, it is still possible to receive compensation from their insurance provider. Often times this will be insufficient, and our attorneys can then work with your insurance to recoup the remainder.
Hit and run motorists fall into the category of uninsured motorists as well. Similar to accidents with uninsured motorists, our Passaic County car accident attorneys will go straight to your own auto insurance provider to secure compensation. The Law Office of Fredson & Statmore has an extensive history resolving uninsured and underinsured motorist cases. Rely on our experience to help you make the recovery you and your family needs.
Our clients have found “underinsured” to be a relatively fluid term, but at the end of the day simply means the insurance coverage of the driver responsible for your accident is insufficient for compensating your injury damages. There are several possibilities that could lead to a negligent driver being underinsured. Some examples are as follows:
In all of these scenarios, the responsible driver may have insurance coverage which covers part of these damages, but not all. When this is the case, our West Milford motor vehicle injury attorneys can help you file an under-insured motorist claim, and ultimately make a successful recovery.
Auto Insurance companies will often attempt to quickly close cases involving uninsured or under-insured motorists. They may offer a low-ball settlement quickly in order to entice victims to take less compensation than they are rightfully owed, so it is important to review any documents your insurance company presents you with our experienced Wayne car accident injury attorneys before signing away your rights and financial needs unknowingly.
NJ Auto Insurance law is complicated, and is further complicated when an uninsured or under-insured driver is responsible. Insurance companies may try to falsely claim unlawful driving by the injury victim in order to avoid paying full and fair compensation, through the legal mechanic of comparative negligence.
These are just a few of the many reasons why it is important to retain the legal counsel of an experienced Passaic County uninsured motorist accident injury attorney. Our attorneys will help with the insurance claims process and work with you personally to get the fair compensation you need and deserve.
At The Law Office of Fredson & Statmore, our attorneys have over 50 years of experience recovering financial compensation for clients involved in uninsured motor vehicle accidents in Paterson, West Milford, Little Falls, Wayne, Clifton, and the greater Passaic area. We are prepared to work with you personally to recover fair compensation for a negligent driver who is uninsured, under-insured, or is an unidentified perpetrator of a hit and run.
Our team of attorneys is led by a New Jersey Supreme Court Certified Civil Trial Attorney, an honor only held by 2% of active NJ lawyers. Our personal injury team has already recovered millions of dollars in compensation for our clients. Lean on our experience and proven track record to provide the legal support you need.
To speak with our firm today in a free and confidential consultation regarding your uninsured, under-insured, or hit and run accident, and your options for recovering compensation, please contact us online, or through our Clifton, NJ office at (973) 771-5259.