New Jersey’s congested roads, high speeds, and sometimes difficult-to-navigate roadways all work to create a dangerous driving environment. Add in distracted drivers, drunk drivers, and over-worked truck drivers, and you create a volatile and dangerous mix for car and motorcycle drivers across the state.
When a car or automobile accident does happen, we expect insurance companies to protect our health and financial rights, but this doesn’t always happen. If you or a loved one has been injured in a car accident, The Law Office of Fredson & Statmore is here to help ensure you receive the compensation you need and deserve.
Our personal injury law office has successfully resolved countless car and auto accident cases for clients across Wayne, Paterson, Clifton, Passaic, and the greater Northeast New Jersey area. With close proximity to heavily trafficked roads like Route 80, Route 46, The Garden State Parkway, and the New Jersey Turnpike, our car accident injury attorneys have the experience, knowledge, and legal skills you need in order to protect you and your family’s financial future in the result of an auto accident.
Being involved in any kind of auto accident can be traumatic experience. However, it is important that you remain calm, and take certain measures to protect the health and safety of both drivers.
If anyone has been injured in the car accident, your first step should always be to call 911. You should only move yourself or the other driver if their safety is in immediate danger, otherwise it is important to not move injury victims as moving them may only worsen their injuries.
You should also look to exchange insurance information with the other driver. Make sure you have their driver’s license number, license plate, insurance policy number, and any other relevant information.
You should also never sign any documents given to you by your insurance company or the other driver’s insurance company without first speaking with your attorney. Many insurance companies will look to take advantage of drivers by having them waive their rights or offering injury compensation which is much less than they actually deserve. Before signing any documents, speak with your Passaic County car accident injury attorney first, and make sure your rights and financial future are properly protected.
Finally, even if you believe you haven’t been injured, it is still highly recommended that you visit a doctor after a car accident. Many injuries do not manifest themselves immediately, and can be extremely harmful if not treated swiftly and effectively. Traumatic brain injuries are common in car accidents, and the effects of brain injuries are not immediately apparent. Many spinal cord and back injuries also take time to present.
When selecting a car insurance policy in New Jersey, drivers can choose between varying levels of PIP (personal injury protection). PIP is no-fault insurance, meaning it covers medical expenses and lost wages resulting from car accident injuries regardless of whose fault the accident was. The higher the level of PIP protection that you choose for your plan, the greater the amount available to you in the event of an injury, but the more you will pay for your policy.
In addition to your PIP coverage, driver’s will also choose whether or not their policy allows for an unlimited right to sue, or a limited right to sue. Limited policies cost less, but only allow for injured drivers to seek compensation for medical expenses and lost wages in the event of an auto accident injury. The exception to this limited right to sue is in the event of severe injuries such as dismemberment, disfiguration, a lost fetus, or a permanent disability or injury.
With an unlimited right to sue, injured drivers can sue for pain and suffering damages in addition to medical expenses and lost wages. Pain and suffering damages often represent the largest portion of recoveries in any personal injury case.
Partial fault in injury cases is accounted for by what is known as comparative negligence. The concept of comparative negligence often plays a large role in many different personal injury claims, especially in motor vehicle accidents such as car accidents, truck accidents, and motorcycle accidents.
Comparative negligence refers to the idea that not every accident is 100% one person’s fault. A common example is that of a driver not wearing their seat-belt, who is then injured by another driver. Not wearing a seat-belt caused the victim’s injuries to be worse than they would have been had they been wearing a seat-belt at the time of the accident.
When the victim of an injury is determined to be partially at-fault for their injuries, their total compensation is reduced by the same percentage of fault the injured party is found to have. So if your car accident injury claim would award $500,000, but you are found to be 20% at fault, you would only receive $400,000.
This is another critical reason to retain the services of an experienced personal injury attorney. Many insurance companies will try to assign more fault to the injury victim in an effort to reduce the overall settlement award. Your Passaic County car accident attorney can ensure that you are not wrongly assigned fault, and that you receive the full amount of compensation possible in your case.
Offering Free, No-Obligation Consultations
At The Law Office of Fredson & Statmore, we have over 50 years of experience helping clients across Paterson, Clifton, Wayne, Little Falls, West Milford, and Passaic County to recover full and fair compensation for auto accident injury claims of all kinds.
Lead by a New Jersey Supreme Court Certified Civil Trial Attorney, our personal injury team has already recovered millions of dollars in compensation for our clients, and we are ready to put our proven track record of success to work for you.
To speak with our office today in a free and confidential consultation regarding your auto accident injury needs and concerns, please contact us online, or through our Clifton, NJ office at (973) 771-5259.